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Andrew Granger & Co says there is still time but we must be quick...

Tue 1 December 2020

Peter Buckingham of Andrew Granger & Co gives some important advice for all those rushing to buy or sell a property by 31st March next year.

Completing a property sale or purchase before the end of March next year could be worth a great deal of money in Covid19, stamp duty exemptions. After all, if you can’t enjoy a sunny or snowy holiday this winter then you might as well enjoy a lovely tax holiday instead. Think of it as a spa break for your bank account. But be quick, there is no time to delay.

Sadly, four months is not very long in property sale and purchase terms. Finding a property and a buyer, arranging searches, drawing up contracts and sorting out finance all mop up a great deal of time. So, this needs some careful planning and execution.

To beat the taxman, and thereby avoid one aspect of post-Covid normality that won’t be welcome, there is a particular measure you can take to speed things along - hire the A-team.

Choose a great estate agent - not just one who will find a buyer, but one who will see the sale through in time. Many people are unaware of the experience, tenacity, patience, charm, persuasion, and sheer stubborn determination that estate agents deploy to ensure a sale goes through to completion. You pay a commission, so you don’t have to find out.

Choose a great solicitor. In our digital age it is, perversely, taking longer to complete a property sale and purchase than ever. So, on a scale of effectiveness with an unmotivated, inexperienced and ill-trained conveyancer being a one and a hotshot city lawyer who regularly pulls all-nighters to get things done being a ten, you want to lean towards the latter.

Choose a great mortgage broker. Of course, you can arrange a mortgage yourself, but in a race against time a broker will know where to go to speed things up and how to push things along.

An A-team might cost you a bit more. But it could be a drop in the ocean compared with the savings in tax if you beat the deadline.

Moving will still be stressful, especially when working to a crucial date, but put the right team in place now and your worries will be fewer, and your chances of success vastly improved.

Andrew Granger & Co have close links with the greatest in these fields and would be happy to advise you in your best interests.

As a leading local property firm across Leicestershire with offices in Leicester, Loughborough and Market Harborough you can find out more at www.andrewgranger.co.uk.

If you’d like to speak to one of Andrew Granger & Co’s sales teams now, they are ready to help you and can be contacted on:

Leicester – 0116 242 9922

Loughborough – 01509 235534

Market Harborough – 01858 431315